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Bago mo Ubusin (at Sayangin) ang Iyong 13th Month Salary at Christmas Bonus

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Pasko nanaman at maraming empleyado ang excited para sa kanilang 13th month salary at Christmas bonus!

Ngayong December, marami ang makakakita ng payroll accounts na puno ng pera… na mauubos lang sa loob ng isang linggo.

Siguro naranasan mo na rin yon. Masayang masaya habang nakikita ang malaking halaga… at malungkot sa susunod na linggo kapag nalaman mong naubos mo na.

“Hindi sa kinikita, kundi sa naiipon.”

Isa iyong rason kung bakit marami sa atin ang hindi umuunlad. Kapag kumita tayo ng mas-malaki, mas-malaki din ang ginagastos at sinasayang, at bumabalik uli tayo sa dati nating nakasanayan. Dalawang hakbang paabante, dalawang hakbang paatras.

Paano nga ba natin mapipigilang maubos lang ang ating 13th month pay at bonuses? Paano nga ba natin ito magagamit ng mabuti habang nagsasaya pa rin sa buhay? Matututunan natin yan ngayon!
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Before you get (and Waste) your 13th Month Salary and Christmas Bonuses

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Tagalog Version (Click Here)

It’s the holiday season again and excitement fills the air as employees eagerly await their 13th month salaries and Christmas bonuses!

This holiday, many will soon find their payroll accounts FILLED with cash… that will all be spent in less than a week.

I’m sure you know how that feels. Happy and motivated when you see those big numbers in your payroll… and depressed the next week when you realize that you’ve spent it all.

“It’s not how much you earn, but how much you keep.”

That’s the main reason why many of us don’t achieve more. Every time we earn more, we WASTE more, and we go back to where we were. Two steps forward, two steps back.

So HOW do we stop wasting our 13th month pay and bonuses? How do we put it to better use, while STILL having fun? We’re here to learn that now!
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3 Steps Para Magsikap at Magpayaman

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“Magsikap ka sa trabaho at yayaman ka.”

 

Narinig na nating lahat iyon. Sinundan natin ang payo at nagsikap sa trabaho… pero NABIGO pa rin tayo sa pagpapayaman.

Overtime ka palagi, nagtratrabaho sa weekends, at minsan naghahanap ka pa ng second job, pero hindi ka pa rin yumayaman. Nahihirapan ka pa rin magbayad ng mga bills, at hindi mo pa rin mabili ang iyong dream home, ang pangarap mong kotse, international na bakasyon, pagkain sa napakasarap na restaurant, o pambayad sa tuition fee ng magandang school para sa iyong mga anak. Nahihirapan ka rin sigurong magdonate ng P1,000 sa charity.

May pay raises ka nga, mga bonus, at mga promotion sa pagtrabaho ng maigi… pero malamang hindi ito sapat para sa lahat ng pangarap mo sa buhay.

 

Bakit ang iba yumayaman at ang iba hindi? Paano mo nga ba mapapagsikapan ang mga pangarap mo?
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3 Steps to Make Money and Get Rich

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Tagalog Version (Click Here)
“Work hard and you’ll eventually get rich.”

 

We’ve all heard that advice. We followed it and worked hard at our jobs… yet still FAILED to get rich.

 

You work overtime, work on weekends, and sometimes work at a second job, but you’re not getting any richer. You’re struggling to pay the bills, and you still can’t afford that dream home, that nice car, that international vacation, dinner from that amazing restaurant, and that excellent school’s tuition fees for your children. You probably find it hard to donate even just P1,000 to charity.

You can get pay raises, bonuses, and promotions from working hard… but it’s probably not enough for everything you want in life.

 

How come some people grow rich and others don’t? How can YOU become rich enough to afford your dreams?
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