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Making money on the side: Business Ideas and Other ways to Earn Money

*This article contains affiliate links.

Tagalog Version (Click Here)

Sometimes, simply imagining possibilities can show you opportunities that you’ve simply never noticed. Are you stuck in a rut? Do you want more income to cover all your bills, debts, and other expenses? Do you want to just branch off and do something different from the 9-5 rush, even if it’s only for the weekends? Try brainstorming for small business ideas and other ways to earn more income. You’re sure to find opportunities for making money on the side once you start searching for possibilities, so why don’t you start here for a little inspiration?

*Take note: These are ideas I got from a Monday morning brainstorming session. Just imagine the things you can think of on your own or with your friends when you have more time.

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Holes in your Wallet? How to Start Tracking, Cut Expenses, and Save Money

Tagalog Version (Click Here)

“Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.” – Charles Dickens

Can you save a sinking ship if you don’t know where the leak is? Can you save money if you don’t know how it all disappears? One of the best and simplest ways to cut expenses is to record where your money goes and THEN reduce wasteful spending. After that, compare your expenses with your income and slowly lower it until you make far more than what you spend.

Personally, I’ve found that a simpler version of Vicki Robin and Joe Dominguez’ technique from “Your Money or Your Life” works best, and I’ll show you how to use it here.

*By the way, you can either create your own file, or you can use the free template that I’ll share with you later. I’ve personally used it since 2009.

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Will your Kindness and Financial Success destroy your family?

Tagalog Version (Click Here)

“Why should we work hard when you’ll give us free stuff anyway?” Buckle down for a moment as this might be a painful lesson if you’re already financially successful (or on the way there). Even though wealth and financial success allows you to help others (family, friends, and beggars) more easily, too much of it can backfire. Instead of giving them wings to fly, you might make them dependent on your handouts.

“In general, I am opposed to giveaways and handouts. They take away initiative and responsibility from people. If people know that things can be received ‘free,’ they tend to spend their energy and skill chasing the ‘free’ things rather than using the same energy and skill to accomplish things on their own. Handouts encourage dependence rather than self-help and self-confidence.” – Muhammad Yunus, Creating a World Without Poverty

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10 Pinoy Bloggers you should learn from (Finance and Investing)

Everyone has a story to tell. We all have our own unique talents, experiences, and specialties which we can all use to help others, and bloggers are no different. Even though the subject is the same (personal finance and investing), the wisdom we share and the knowledge we can learn from each other are all unique. I’ve been following several blogs ever since I started writing, and these are some of the ones I enjoy reading. Come on and check them out! You might learn something new.

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Best ways to Save money: 5 Simple Tips on Buying QUALITY

*This article contains affiliate links.

Tagalog Version (Click Here)

New shirt, new shoes, new bag, new stuff… because the last one you bought didn’t even last three months. Buy cheap fake products and they break, so you buy another and the same thing happens. Not only do you waste your money on trashy items, you also harm the environment with the garbage you’re producing. If you want to avoid that hassle and disappointment, then you can learn some of the best ways to save money by buying quality. Stop buying a hundred cheap products and save it all for a few excellent ones. It’s cheaper in the long run, and here are five quick tips to make things cheaper.

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How can I get Rich? (Beyond just Stocks, Bonds, and Mutual Funds)

*This post contains affiliate links.

Tagalog Version (Click Here)

We’ve all asked ourselves “how can I get rich?” and started searching books and articles for answers. Most likely, we found “save a little money every paycheck and invest it” and how investing in stocks, bonds, and mutual funds over time can someday make you wealthy (I teach that in several of my articles as well). The question now however, is that are those the only things you can or should invest on?

To take things further, did most, if not all wealthy people earn their wealth through them alone? Well, one bestselling author and researcher who surveyed and interviewed hundreds of millionaires say they didn’t.

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What are “Rich Kids”? (and why you should be kind to everyone, Rich OR Poor)

Tagalog Version (Click Here)

Some time ago I climbed Mount Pinatubo, one of the most famous volcanoes in the Philippines. It was a simple and enjoyable hike along the rivers and the canyons and the crater lake at the end was beautiful. Around the crater near the rest stop is a set of stairs, and it’s rather tiring to climb unless you exercise often. Of course, a lot of us tourists get tired there.

One of the guides, a local who is used to the mountain landscape remarked “Anak mayaman” (rich person’s offspring, or “rich kid”) in a disparaging tone. It’s a common mindset: Rich kids are weak, mean, and spoiled. I mean, that’s how they all are on TV, right?

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Building Mountains: 5 Reasons to Dream BIG

Tagalog Version (Click Here)

There’s an old Filipino saying “libre lang ang mangarap” and it translates to “it’s free to dream.” While it sounds nice on paper, these days it implies that while you can dream big all you want, achieving your dreams is too difficult or impossible so you should never even try. While we wish we were rich and successful, it won’t happen and we’ll have to settle for an “ordinary” life instead. If we were born poor, we’ll just have to accept it and STAY poor.

Well what if you really DO want to become successful? Well then you need to have BIG dreams in order to achieve it! It’s free to dream… and it’s also free to think, plan, and find the way to achieve those dreams!

“If you limit your choice only to what seems possible or reasonable, you disconnect yourself from what you truly want, and all that’s left is a compromise.”-Robert Fritz

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What’s in a Stockholder / Shareholder Meeting?

Tagalog Version (Click Here)

Whenever you read about stocks and shares, you’ll often come across the term “voting rights.” If you’re wondering where and how you’ll use them, then you should probably join a shareholder meeting! Although every company or organization will be different, this is what you can expect.

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