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Your Wealthy Mind

Because Ideas Change Lives

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Five Reasons Why Self-Improvement Brings Happiness

July 27, 2022 by Ray L. Leave a Comment

Tagalog Version (Click Here)

How do you define happiness? Is it achieving your most important goals? Is it obtaining the things you want most? Is it being grateful and content with what you have achieved so far? Is it in living without major problems, as well as in having the ability to solve life’s problems as they come?

I’ve always been a fan of self-help and self-improvement books. Most of the better ones contain a lot of lessons that can make you a better person and improve your quality of life, and the very best ones not only contain the usual inspirational stories and lessons, they are also backed by psychological research. Great quality books, videos, and seminars won’t just teach you skills that can lead to better opportunities (e.g. people skills, time management, productivity, etc.), they can also teach you mental and psychological skills that can let you become more successful at the opportunities that you find. Aside from that, they can teach you how to anticipate and manage all the stresses and future problems that you’ll face in life.

There are so many great things out there that we can learn, and they can definitely improve our present and our future. Keep reading, because here are five reasons why self-improvement brings happiness.

[Read more…]

Slowly Coming Out of Hiatus

July 9, 2022 by Ray L. Leave a Comment

*This article contains affiliate links.

Well hello everyone! As you can see I haven’t posted anything at all recently, and that’s because of my unannounced hiatus. There was just so many things that happened in the past couple of years that my weekly writing habit and schedule broke, and I also lost most of my motivation and inspiration to write.

The good news is, I am planning to change that soon. It won’t be an instantaneous change, but there will be a positive change.

Notice: I won’t accept guest posts or answer emails for now. There are still a lot of things I need to settle before then.


What’s next?

I have just started reading a book called Atomic Habits by James Clear, and so far it contains a whole lot of useful information on how to learn new good habits as well as how to get rid of bad ones. Of course, reading alone won’t change things for the better. We need to ACT and CHANGE if we want things in our life to improve, and that’s what I intend to do. 

While I won’t attempt to make several drastic changes and overwhelm myself, I will attempt to make a lot of small incremental improvements that add up over time. I’ll slowly but surely get back into writing to give useful life-changing lessons for you soon. Stay tuned!

Successful people are simply those with successful habits.

Brian Tracy

On a side note, I’m also working on a new hiking article on my other blog, OneAdventurer.com. That article about Mt. Gulugod-baboy is pretty much done except for some final proofreading. The next thing that may take a lot of time would be the picture edits. If you’re interested in learning about local hiking areas in the Philippines as well as some tips and tricks for beginners, go check out my other blog: OneAdventurer.com!

AFPSLAI Dividend Schedule 2022

February 14, 2022 by Ray L. 2 Comments

Some good news: For the 4th quarter of 2021 which was released on January 2022, the AFPSLAI Capital Contribution Account (CCA) dividend rate for that quarter is at 4%. We don’t know if it will be consistent for the rest of the year onwards, but it’s at least much better than the 9% we got for most of 2020.

In any case, here’s the AFPSLAI dividend schedule for 2022!

[Read more…]

Three Reasons Why You Should Think about Your Future Self

January 7, 2022 by Ray L. Leave a Comment

(This article contains affiliate links.)

Tagalog Version (Click Here)

There was something about the title Personality isn’t Permanent (by Dr. Benjamin Hardy, PhD) that really got my attention. I didn’t buy it at first, but something about it stayed in my mind. Thankfully, a few months later the digital Kindle version had a huge discount so I bought it right away. 

My intuition was right. That book DID contain some extremely valuable lessons on personal growth and self-improvement and I’m very glad to have learned about them.

The main point of the book, if you haven’t guessed from the title, is that our personalities change over time. If you think about it, it’s pretty obvious. How many working adults are the same as who they were back in high school? How many 40-year olds are exactly the same as their 20-year old selves? Most likely very few. Extremely shy introverts can become outgoing leaders, and reckless party animals can become more intellectual and contemplative. Obviously, people mature and grow over time, right?

Think about this though.

How many of us develop some negative personality traits because of some trauma from our childhood? How many of us who have been bullied as kids grow up to become extremely shy and reserved, or become bullies at work? How many of us failed some tests, got scolded by our parents, and had the thought “I’m not very smart” etched into out minds? How many of us couldn’t keep up with other kids at sports and had “I’m not strong or athletic” marked into our self-image? How many abusive adults were the result of their parents abusing them as children?

Are those bad experiences and traumas holding us back from trying new things, such as good habits and hobbies that can improve our lives, because we think the effects of those traumatic events are a part of our personalities and are therefore “permanent”?

That is the most important lesson within that psychology book. We grow and change over time, and we can CONTROL that change. We can choose what part of ourselves we want to change for the better. Nothing in our personalities are permanent—not even our toxic habits and traumas.

We can be more confident, more generous, and more emotionally mature if we really want to. We can be the kind of person who is disciplined and courageous enough to succeed at what we value, such as our careers, relationships, physical and mental health, and more.

To do that, however, we have to imagine what kind of person we want to become. We have to seriously start thinking and planning our future selves.

[Read more…]

How to Renew Your Philippine Driver’s License

November 8, 2021 by Ray L. 1 Comment

Tagalog Version (Click Here)

Welcome to this short guide on how to renew your driver’s license! Since I personally needed to renew mine at the Land Transportation Office (LTO) last August, I thought about writing about it here. If you want to know a bit about the requirements, the fees, and the things you need to do, just keep reading this guide. Take note though that the process may be different depending on what branch you go to and the prices will likely increase in the future so budget a bit more for it.

In any case, since we don’t need long introductions here, let’s start with the guide!

Requirements for renewal:

Here’s what you need to bring.

  1. Your LTO driver’s license (current or expired).
  2. Money to pay the fees.*
  3. LTO Portal Account: https://portal.lto.gov.ph/ 

*As of this writing, renewal costs P585, and the medical tests cost approximately P480 at the Ayala MRT branch, so bring at least P1,065. If your license is expired, you have penalties you need to pay, or you need to revise your records, then you need to bring more.

The prices may increase in the future. If you want an updated list of fees, you can check it out on the main LTO website here: https://lto.gov.ph/license-and-permit.html#license-schedule-of-fees-and-charges

Notes on the medical fees: The clinics for the medical tests are said to be private according to the LTO’s tarpaulin (pictured somewhere in this article). That means it’s not government-owned and regulated so the prices may be different depending on the branch you go to.

IMPORTANT NOTE ON THE LTO PORTAL ACCOUNT: Use a different password for this account. You may need to login this account on a public PC at the LTO branch. It’s best to be cautious here to avoid getting your other personal accounts hacked.

[Read more…]
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