Your Wealthy Mind - Page 2 of 54 - Because Ideas Change Lives

A Problem Solving Strategy for When You’re Feeling Stuck in Life

April 28, 2021 by Ray L. Leave a Comment

Tagalog Version (Click Here)

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Some time ago I rented a therapy book by Stacey Freedenthal so I could help a close friend through some very serious life problems. Midway through, I was definitely surprised to find a very useful self-help lesson about problem solving that I’ve talked about before.

Life is inevitably full of problems that we cannot ignore, but sometimes they can get too much for us to handle. When times get really tough, our minds can get stuck on some drastic solutions (like crime or suicide), and when our minds get stuck we not only forget the horrible consequences, we also won’t be able to think about all the other BETTER solutions out there.

If you ever feel stuck in life and all hope seems lost, then here’s a problem solving strategy that you use when facing tough times.

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How to get a Postal ID (Philippine Postal ID Guide)

March 11, 2021 by Ray L. 3 Comments

Tagalog Version (Click Here)

Can you imagine life without a valid government-issued ID? You can’t open a bank account, you can’t verify yourself on online payment and transport apps like GCash and Grab, and you can’t prove your identity when picking up packages. Those are just some of the problems you’ll have to face, and you’re basically stuck and unable to do a lot of basic things simply because you don’t have a valid ID.

Unfortunately, most government IDs need OTHER valid IDs as a requirement to get them so if you don’t have an ID, you’re definitely stuck. Thankfully there’s one valid government-issued ID that’s relatively easy to get, and that’s the Philippine Postal ID (PID).

Here’s how to get your own Philippine Postal ID.

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Why we create short guides

March 8, 2021 by Ray L. Leave a Comment

It’s very important to expand your horizons if you want to open your mind to the possibilities that you can achieve in life, and that’s why I believe reading books and articles about wealth, success, and prosperity is important. Still, we must never forget to stay grounded. Timeless wisdom may be incredibly valuable, but there are times when the things that will help people the most are lessons on how to do the mundane and ordinary.

So why do create short guides? Read more below!

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AFPSLAI Dividend Schedule 2021

February 10, 2021 by Ray L. 15 Comments

UPDATE (7/16/2021): EDA for 2020 has been raised from 9% to 13% per annum. According to AFPSLAI, you’ll get the 3% difference after May 26, 2021. For the first quarter of 2021, the EDA is 14% per annum or 3.5% for that quarter.

While their dividend rates have gone down drastically to around 9% per annum since 2020, AFPSLAI‘s Capital Contribution Account (CCA) is still a very good investment vehicle. I pray that their dividend increases again soon once the economy recovers.

(Note: The EDA actually increased to 13% p.a. for 2020, and 14% p.a. for the first quarter of 2021. Look at the “Update” section above.)

If you want to avoid the long lines and crowded venue, I recommend getting your dividend a few weeks after the distribution period, and when you do go you should arrive very early. For comparison, if I get there by 8am on release day, my number would be on the hundreds already and my turn would come by 2pm or later. Nowadays, I go there weeks after release and arrive by 7am. If I do that, I can be done by 8:30am or 9am.

Anyway, if you want to look at the AFPSLAI dividend schedule for 2021, you can check it out here!

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[Self-Employed] How to File and Pay for the BIR Annual Fee Online

January 27, 2021 by Ray L. Leave a Comment

Tagalog Version (Click Here)

As a self-employed blogger, I’m required to register with the Bureau of Internal Revenue (BIR) and pay taxes to the government. Aside from issuing receipts and paying my taxes personally, I also need to pay an annual registration fee of P500 (as of Jan. 2021) every year and I have to pay it before the start of February to avoid penalties. If you’re a self-employed individual like me, you’ll need to pay for that too.

When I went to the BIR RDO (Revenue District Office) where I’m registered in order to pay for the registration fee, a very helpful employee told me to file it online using eBIR and either pay for it in their accredited banks, or through GCash. Thankfully, the employee at the front desk taught me what I needed to click on and fill up in the eBIR forms using their 0605 payment form.

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