Your Wealthy Mind Author : Ray L.

[Self-Employed] How to File and Pay for the BIR Annual Fee Online

January 27, 2021 by Ray L. Leave a Comment

Tagalog Version (Click Here)

As a self-employed blogger, I’m required to register with the Bureau of Internal Revenue (BIR) and pay taxes to the government. Aside from issuing receipts and paying my taxes personally, I also need to pay an annual registration fee of P500 (as of Jan. 2021) every year and I have to pay it before the start of February to avoid penalties. If you’re a self-employed individual like me, you’ll need to pay for that too.

When I went to the BIR RDO (Revenue District Office) where I’m registered in order to pay for the registration fee, a very helpful employee told me to file it online using eBIR and either pay for it in their accredited banks, or through GCash. Thankfully, the employee at the front desk taught me what I needed to click on and fill up in the eBIR forms using their 0605 payment form.

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“Ang Brownout ay Hindi Burnout”: Tatlong Payo sa Para sa Panahon ng Pagsubok

January 13, 2021 by Ray L. 1 Comment

English Version (Click Here)

Lahat tayo dadaan sa panahon ng pagsubok, at minsan sa mga panahong iyon nagiging sobrang lala ng mga nararanasan nating sakuna na halos maubos ang ating inspirasyon at motivation sa buhay. Nangyayari iyon sa lahat, at kailangan nating alalahanin na kung hindi natin kayang harapin ang mga problema sa ngayon, hindi nito ibig sabihin na hindi natin sila kakayaning lampasan.

Kapag napakarami tayong hinaharap na problema at pagkabigo, minsan mainam na tumigil muna tayo, magpahinga, at magbago ng pananaw tungkol sa mga problema natin. Kung malubha man ang kalagayan ng mundo, kailangan nating palakasin ang ating loob lalo na sa pagiisip natin tungkol sa ating kakayahang harapin ang ating mga problema.

Narito ang ilang aral na makakatulong kapag nakararanas ka ng panahon ng pagsubok.

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“Never Call a Brownout a Burnout”: Three Tips to Survive Hard Times

December 21, 2020 by Ray L. Leave a Comment

Tagalog Version (Click Here)

We’ll all go through hard times, and sometimes things get so severe that they completely drain our inspiration and motivation. Bad things happen to everyone, but we have to remember that if we can’t seem to face and solve our problems right now, that doesn’t mean that we won’t be able to get through them eventually.

When faced with so many problems and losses, sometimes it’s better to just take a step back, rest for a little bit, and try to put your problems into perspective. Things may get bad, but you need to strengthen your faith in your ability to get through it.

Here’s a few lessons to remember when you are facing hard times.

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Ang Halaga ng mga Pinagiisipan: Isa ka bang “Victim” o “Victor” sa Buhay?

November 25, 2020 by Ray L. 1 Comment

English Version (Click Here)

Isang mahalagang katotohanan sa buhay ang katotohanan na ang pinagiisipan natin ay magiging basehan ng ating kinabukasan. Tandaan, gumagalaw tayo ayon sa ating mga pinagiisipan at pinagpupusukan, at ang mga aksyong ginagawa natin ay mayroong mabuti o masamang kahihinatnan. Halimbawa, kung seryoso mong pinagiisipan na magnakaw ng mamahaling cellphone o gadget, makukulong ka at sisirain mo ang iyong kinabukasan. Sa kabilang dako naman, kung pinag-isipan mong magtayo ng sarili mong negosyo o magsikap sa iyong career, edi maaaring umasenso ka kapag inaksyonan mo ang mga pinagiisipan mong iyon.

Babala: Bago natin ituloy ang article na ito, kailangan ko munang klaruhin ang isang bagay. Sa article na ito, ang pagiging “victim” ay hindi tungkol sa mga tunay na biktima ng pangaabuso (emosyonal, pisikal, o sekswal). Ito’y tungkol sa negatibong mindset na puro paghahanap ng palusot, pagsuko, at pagbibitiw kapag may hinaharap tayong mga pagsubok sa buhay. Ang pagiging “victor” naman ay ang positibong mindset kung saan nagpupursigi tayo sa halip ng napakaraming hadlang sa buhay, at ang patuloy na paghahanap ng solusyon hanggang makamit natin ang tagumpay.

May pagkakaiba ang pagkakaroon ng “victim” mentality at “victor” mentality. Alam mo ba kung alin ang meron ka?

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Thought Habits Matter: Will You be a “Victim” or a “Victor”?

November 16, 2020 by Ray L. 1 Comment

Tagalog Version (Click Here)

One major fact of life that people take for granted is that our thoughts determine our future. Remember, we act on our thoughts and impulses, and our actions can lead to either good or bad consequences. For example, if you seriously start thinking of stealing an expensive cellphone or gadget, you’d go to jail and ruin your future. If, on the other hand, you think of things like starting a business or improving your career, then you might actually become more successful when you act on those things you think about.

Note: Before we continue, I have to make this clear. In this article, being a “victim” isn’t about actual victims of emotional, physical, or sexual abuse. This article is about the negative mindset of always making excuses, giving up, and quitting when faced with life’s challenges. Being a “victor” on the other hand is about that positive mindset where you persevere through hardships and keep looking for solutions until you succeed.

There’s a difference between having a “victim” mentality and having a “victor” mentality. Do you know the kind of mindset that you have?

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