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Your Wealthy Mind

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Home » Archives for Ray L. » Page 93

The Achiever’s Secret: Long Term Goals and Long Term Thinking

January 19, 2016 by Ray L. 1 Comment

the achiever's secret long term goals thinking pixabay yourwealthymind your wealthy mind
Tagalog Version (Click Here)

You can live a fulfilling life of success and achievement, or you can live in mediocrity. How do you tell which one you’ll have? Here’s one way: The longer your timeframe when planning (like making long term goals) and making decisions, the higher your chances of becoming successful.

Many of us think that things like educational attainment, being born into a rich family, intelligence, etc. are the only factors that lead to success, yet Dr. Edward Banfield found otherwise. After studying a lot of financially successful people, he discovered that the most important factor is a particular way of thinking: Those who are successful tend to have a longer “time perspective.” (You can read more about it here on this BrianTracy.com Article)

What does that mean? It’s simple: high-achievers think long-term. Successful people think further into the future when making plans and daily choices, and by contrast, unsuccessful people tend to only think about short-term enjoyment and forget about the long term negative consequences.
[Read more…]

Paano Maging Mayaman: Gamiting Mabuti ang Pera

January 13, 2016 by Ray L. 7 Comments

how to get rich use money wisely pixabay yourwealthymind your wealthy mind
English Version (Click Here)

“Ang gumamit mabuti ng kung ano man ang mayroon sila, mas-marami ang maibibigay sa kanila at magiging masagana ang buhay nila. Sa mga walang ginagawa, babawiin ang ano mang mayroon sila.” – Matthew 25:29 (Isinalin mula sa NLT)

 

Si Brian Tracy ay nagsulat ng isang kabanata tungkol sa “laws of money” sa kanyang libro na “The 100 Absolutely Unbreakable Laws of Business Success” at may isang bahagi doong napagtuunan ko ng pansin (mahalaga ito kapag gusto mong malaman kung paano maging mayaman):

“Money tends to flow toward people who can use it in the most productive ways to produce valuable goods and services and who can invest it to create employment and opportunities that benefit others.

At the same time, money flows away from those who use it poorly or who spend it in nonproductive ways.”

(Ang pera ay pumupunta sa mga taong nakakagamit nito ng mabuti upang gumawa ng mahahalagang bagay o serbisyo at nakakapag-invest nito upang makagawa ng trabaho at oportunidad na nakabubuti sa iba.

Bukod pa doon, ang pera ay lumalayo sa mga hindi marunong gumamit nito ng mabuti.)

In short: Dadami ang pera mo kapag ginamit mo ito sa mainam na paraan at mawawalan ka ng pera kapag hindi mo ito ginagamit ng maayos.

 

Medyo obvious yung aral na iyon, pero iilan lang ang nakaaalala nito. Kapareho lang ito ng mga naninigarilyo: Alam nilang nakakasama sa kanilang katawan ang paninigarilyo pero patuloy pa rin nila itong ginagawa kahit gusto nilang maging healthy.

Alam nating nakakasama ang ilang paraan ng paghahawak ng pera, pero ginagawa pa rin natin ito kahit pangarap nating yumaman balang-araw.

Malala pa doon, marami sa atin ang hindi alam na nagsasayang pala tayo ng pera!
[Read more…]

How to Get Rich: Use Money Wisely

January 12, 2016 by Ray L. Leave a Comment

how to get rich use money wisely pixabay yourwealthymind your wealthy mind
Tagalog Version (Click Here)

“To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.” – Matthew 25:29 (NLT)

Brian Tracy wrote a chapter on the “laws of money” in “The 100 Absolutely Unbreakable Laws of Business Success” and one particular passage caught my eye:

“Money tends to flow toward people who can use it in the most productive ways to produce valuable goods and services and who can invest it to create employment and opportunities that benefit others.

At the same time, money flows away from those who use it poorly or who spend it in nonproductive ways.”

In short: You get more money when you use it well and you lose money if you use it wastefully.

 

That key idea seems obvious, but it’s mostly ignored by a lot of people, similar to how smokers know that smoking is bad but continue to do so anyway even if they wish to have good health.

Most of us know that wasting all our money on certain things is bad, but we do it anyway even if we someday hope to be rich.

What’s worse is, many of us don’t even know that we’re spending money unwisely!
[Read more…]

Makabagong Pananaw para iwasan ang SOBRANG Pangungutang

January 6, 2016 by Ray L. 1 Comment

new perspective to avoid bad debts tagalog yourwealthymind your wealthy mind
English Version (Click Here)

Isa sa pinakapopular kong article ay tungkol sa kung paano magbayad ng utang. Sa palagay ko, mas-mabuti ang pag-iingat kaysa sa paggamot, kaya mas-mainam na umiwas ka na lang sa sobrang pangungutang kaysa palaging mabaon at magbayad ng mga ito.

Paano mo maiiwasan ang sobrang pangungutang? Gamitin mo ang mindset o pananaw na ituturo ko!
[Read more…]

A New Perspective to Avoid Bad Debts

January 6, 2016 by Ray L. 1 Comment

new perspective to avoid bad debts yourwealthymind your wealthy mind
Tagalog Version (Click Here)

One of my more popular articles is the one about How to Get out of Debt (more specifically, get out of bad debts). I believe an ounce of prevention is better than a pound of cure, so it’s better to avoid bad debt from accumulating than to keep digging yourself out of it.

So how do you avoid bad debts? Here’s a mindset that’ll help!
[Read more…]
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