Because Ideas Change Lives
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“Pay yourself first” or right after receiving your paycheck, take 10% of it for investing. Sound familiar? That was the classic money management tip from George S. Clason, the author of “The Richest Man in Babylon.” Originally published by 1926, the timeless personal finance tips that we can learn from the stories still hold value today.
*Note: The book is in public domain and you can search for it freely on the internet!
Isa ka sa pinakamagaling sa iyong industriya at sinuswelduhan kang mabuti sa trabahong ginagawa mo, pero nauubos ba agad ang iyong sahod pagkatanggap mo pa lang nito? Nahihirapan ka bang maghawak ng pera sa huling linggo bago ang susunod na sahod? Palagi mo bang inaabangan ang susunod na sweldo? Kung ganoon nga, malamang napapasobra ka sa paggastos ng pera. Matapos pag-aralan ang basics ng personal finance gaya ng pag-iipon at pag-invest at kung paano magbayad ng utang, ito ang anim na payo para maiwasan ang sobrang gastos at magtipid ng pera!
You’re one of the best in your industry and you’re paid well for your work, but does most of your salary disappear right as you receive it? Do you struggle with your finances the week before payday? Do you always eagerly anticipate your next paycheck? If so, you probably spend too much of your money somehow. After learning the basics of personal finance like saving and investing as well as how to pay off your bad debts here are six quick tips to avoid overspending and save more money!
“Kaibigan! Pwedeng pahiram ng dalawang libo? ‘Promise’ babayaran kita next week!” Nahihirapan ka bang tumanggi? Hinahayaan mo ba silang abusuhin ka? Hinahayaan mo ba ang mga kakilala mo na manghiram pa ng pera sa iyo kahit alam mo na hindi sila nagbabayad ng utang? Noong kabataan ko, nakita kong naghirap ang aking ina dahil sa mga taong ganoon kaya noong napanood ko ang video ni Chinkee Tan, kinailangan kong magsulat tungkol dito. Huwag mong hayaang abusuhin ng iba ang iyong kagandahang loob.
“Hey ‘friend,’ can I borrow a couple thousand? I ‘promise’ to pay you back next week.” Do you find it hard to say no? Do you let people abuse you financially? Do you keep letting people borrow money from you even when you know they never pay you back? I’ve had to watch my own mother suffer through that during the early years of my life so when I saw Chinkee Tan’s video, I just HAD to write about it. Never let people take advantage of your kindness.
