finance

Obtaining Life’s Other Riches: Why You Must Never Look Down on Money

September 26, 2018 by Ray L. 2 Comments

Tagalog Version (Click Here)

In a previous article, I mentioned how there are many kinds of wealth in life aside from just money. There are thing like health, wisdom, relationships, your contributions to society, and several others that are all important. There are many things more important than money, however you must never use that as an excuse to stop trying to improve your financial life.

While treating money as something more important than things like self-respect or the rule of law leads to trouble, it’s not something we can just dismiss either. After all, money is a very useful tool, like cars, airplanes, computers, and many others. Here are a few examples of life’s other treasures that having financial wealth can help you achieve:

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Investing 101: Ano ang Fundamental at Technical Analysis?

September 5, 2018 by Ray L. 4 Comments

English Version (Click Here)

*Ang article na ito ay naglalaman ng affiliate links.

Number one rule sa pag-invest: ALAMIN mo kung ano ang pinaglalagyan mo ng pera. Hindi mabuting ilagay sa panganib ang perang pinaghirapan mo kapag ilalagay mo ito sa hindi kilalang stock ng kumpanya o iba pang investment. Kahit ang mga magsasaka pinag-aaralan muna ang lupa, season, at panahon bago sila magtanim. Kailangan alamin mo muna kung ang isang asset o investment ay matatag o secure kaysa magpapaniwala ka sa kung sinu sino. Baka kasi mas wala silang alam kaysa sa iyo.

Tulad din ng sports na napakaraming istratehiya at tactics dahil sa dami ng mga coach at propesyonal, marami ring istratehiya sa pagpili ng mabubuting stocks at iba pang investments. Ang mga istratehiya na iyon ay pwedeng uriin sa dalawang klase, at iyon ay ang fundamental at technical analysis.

(Disclaimer: Napakaraming investing methods at istratehiya at matatagalan tayo ng husto kapag susuriin natin silang lahat dito. Dahil doon, sa article na ito pag-aaralan lang natin ang basic o pangunahing pagkakaiba ng fundamental at technical analysis.)

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Investing 101: What is Fundamental and Technical Analysis?

September 5, 2018 by Ray L. 2 Comments

Tagalog Version (Click Here)

*This article contains affiliate links.

Number one rule of investing: KNOW what you’re investing in. It’s not a good idea to risk your hard earned cash by putting it in an unknown company stock or some other investment. Even farmers study the soil, seasons, and weather before they start planting you know. You have to check first if an asset or investment is secure instead of just believing what random people say. They might be more clueless than you are after all.

Similar to how there are as many strategies and tactics in sports as there are coaches and pros, there are also many strategies in choosing company stocks and other investments. Most of those strategies, however, can be broadly classified into two kinds, and that is fundamental and technical analysis.

(Disclaimer: There are so many investing methods and strategies that it would take too long to explain them all here. For this article, we’ll simply discuss fundamental vs technical analysis.)

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Sampung Rason Kung Bakit Kailangan Mong Gumawa ng Emergency Fund

July 31, 2018 by Ray L. 1 Comment

English Version (Click Here)

May isa kang kailangang pag-ipunan bago ka magsimulang mag-invest, at ito ay ang emergency fund. Palagi tayong may makakaharap na problema sa buhay, at ang kaunting perang nakalaan para sa mga ito ay makakapagligtas sa atin mula sa napakaraming masasamang sitwasyon. Bukod pa roon, makakagamit rin tayo ng napakaraming magagandang oportunidad sa buhay dahil dito.

Narito ang ilang rason kung bakit kailangan mong mag-ipon para sa isang emergency fund. (Tandaan mo din ang huling beses na pinag-isipan at pinaghandaan mo ang mga ito, at kung ano ang gagawin mo kapag mangyari sila.)

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10 Reasons Why You Need an Emergency Fund

July 31, 2018 by Ray L. 1 Comment

Tagalog Version (Click Here)

There’s one thing you need to save for before you start investing, and that is an emergency fund. Problems happen all the time and a little extra free cash saved specifically for emergencies can get us out a lot of terrible financial situations. Aside from that, it lets us pursue excellent opportunities as well.

Here are a few reasons why you need an emergency fund. (Just think about the last time you thought about these things, and what you would do if any of these ever happen.)

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