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Paano Malaman Kung Sulit ang Iyong Paggastos (o Hindi)

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Nagbigay si Orison Swett Marden ng mabuting payo para malaman natin kung sulit man o hindi ang paggastos natin ng pera: “It is wholly a question of what you get out of your expenditure, not its amount, which makes it a wise expenditure or a foolish one.” Ang nakuha mo sa iyong paggastos, hindi ang laki ng halagang ginastos mo, ang batayan ng kabutihan o pagkasulit ng iyong gastusin. Kung lamang ang pakinabang na nakuha natin kumpara sa ginastos, mabuti ang paggastos natin. Eto lang ang kailangan nating tandaan. Ang halaga ng bagay ay hindi palaging maitutugma sa presyo nito, at napakaraming gastusin ang walang kwenta gaano pa man kaakit-akit ang bawas o pagkamura nito.

Heto ang isang maiksing guide na pwede mong gamitin para malaman kung maayos ba ang iyong paggastos ng pera.

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How to Tell if You Spent Your Money Wisely (or Not)

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Tagalog Version (Click Here)

Orison Swett Marden gave some good advice on how we can tell if we spent our money wisely: “It is wholly a question of what you get out of your expenditure, not its amount, which makes it a wise expenditure or a foolish one.” If we got more value compared to what we spent to get it, then it’s a good deal. The thing is, value is not always connected to price and a lot of expenses are terrible no matter how exciting the discounts seem.

Here’s a short guide you can use to tell if you spent your money wisely.

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Key Ways To Turn Bad Business Funds Into Profits

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As business owners, we keep a keen eye on our expenses, especially when the company is concerned. We try to make sure there are protocols and systems in place to ensure that our company remains profitable for an extended period of time. Unfortunately, we can’t manage everything and account for all circumstances, and sometimes we don’t notice the existence of bad business funds. It’s important to realize however that these funds aren’t always “bad.” In fact, here are some key ways to turn bad business funds into profits.

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10 Masamang Paniniwala Tungkol sa Pera na Magdudulot ng Iyong Pagkabigo sa Pag-Asenso (PART 2 of 2)

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I-click mo ito para bumalik sa Part 1.

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6. Maswerte lang ang mga mayayaman.

Malamang, ang pinakamayayamang mga tao sa mundo ay nagtagumpay dahil ginawa o nilikha nila ang mga tamang bagay sa tamang panahon. Nakilala nila ang tamang partner at nagtayo silang dalawa ng napakagaling na kumpanya. Pinasok nila ang tamang trabaho at nakita ng mga importanteng tao ang kanilang galing kaya’t sila ay napromote at umasenso sa kumpanya. Nag-invest sila sa tamang mga kumpanya, lupa, produkto, o iba pang mga bagay at dahil doon yumaman sila ng husto mula sa mga pinagpuhunan nila.

Eto ang pag-isipan mo. Hindi mangyayari ang “swerte” nila kapag hindi nila PINAGSIKAPANG GAWIN ang mga iyon. Kung wala silang ibang ginawa bukod sa ordinaryong trabaho buong buhay at hindi nila itinaya ang kanilang panahon at pera sa isang bagay na pwedeng pagmulan ng kanilang tagumpay, malamang wala silang makakamit na malaking pag-asenso.

Oo, naging maswerte nga sila, pero kinailangan nilang MAGTRABAHO bago nila nakakamit ang mga iyon. Ang isang world-class na organisasyon ay hindi lumalabas mula sa wala. Kailangan itong pangarapin, planuhin, at saka itayo muna ng mga tao. Pwede mo ring likhain ang sarili mong pagkaswerte. Kailangan mo lang hanapin ang tamang bagay na nararapat para sa iyo.

I am a great believer in Luck. The harder I work, the more of it I seem to have. — Coleman Cox.

(Pinapaniwalaan ko ng husto ang Swerte. Kapag nagsisikap ako ng husto, dumadami ang pagkaswerte ko.)

 

7. Hindi ka yayaman kahit magsikap ka.

May kaunting katotohanan ito. Pwede kang magsikap kakapulot ng basura at kumita ng maliit, o pwede kang magsikap sa pagbuo ng isang recycling company na naglilinis ng ilang siyudad at nagrerecycle ng ilang tonelada ng basura kada buwan para kumita ng milyon milyon. Pwede kang “magsikap” ng walong oras sa isang walang kwentang mobile game na kumakain lamang sa iyong panahon at pera, o pwede kang magprogram ng walong oras kada araw ng isang program na nakakatulong sa ilang milyong tao habang kumikita ito ng pera para sa iyo. Hindi sapat ang pagsisikap; kailangan mong magsikap sa tamang bagay para umasenso at yumaman.

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10 Negative Money Beliefs that can Bring You Financial Failure (PART 2 of 2)

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Click Here for Part 1.

Tagalog Version (Click Here)

6. Rich people got lucky.

Very likely, most of the richest people in the world have achieved their success because they did or created the right things at the right time. They met the right partner and together they founded a great company. They applied at the right job and the right people saw their talents and started promoting them through the ranks. They also invested in the right set of companies, properties, products, or other things and suddenly they became extremely rich from their investments.

Well guess what. Their “luck” would NEVER have happened if they never WORKED on those things to begin with. If they just sat around doing an average job their whole lives without ever risking their time and money in something that could be great, they never would have achieved any of that.

Sure, they did get lucky, but they needed to WORK before any of that happened. A world-class organization or business does not appear from thin air you know. It needs to be dreamed of, planned, and built by people from the ground up first. You can build your own luck too. You just need to find that special thing that’s meant for you.

I am a great believer in Luck. The harder I work, the more of it I seem to have. — Coleman Cox.

 

7. Working hard won’t make you rich.

There is some truth to this one. You can work hard picking trash and earn little, or you can work hard building a recycling company that cleans entire cities and recycles tons of garbage a month and earn millions. You can spend eight hours a day working hard on a worthless mobile game that simply sucks your time and money, or you can spend eight hours a day programming an application that helps millions of people while earning money FOR you. Working hard is not enough; you need to work hard at the right things to earn wealth.

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