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Home » poverty » Page 5

Killing Dreams and Keeping Poor People Poor

March 14, 2016 by Ray L. Leave a Comment

killing dreams and keeping poor people poor yourwealthymind your wealthy mind pixabay
Tagalog Version (Click Here)

One thing I hate are people who say and think that poor people are stupid, lazy, or useless. They don’t say it out loud, but you’ll usually find them when somebody shares inspiring rags to riches stories. They are the commenters who say that “rich people got rich only because they’re lucky” and “it’s impossible for a poor person to get rich because they don’t have the education, the opportunities, the skills, etc. to do it.” They’re also the ones who say that “hard work is useless” or “there are many who work hard but still end up poor” and never offer any encouraging solution.

Many of those people completely misinterpret the intent of inspiring posts to mean that “poor people are poor because it’s their own fault” or that “hard work works for some but it never works for everyone else.” They are the example of how our thoughts and perspectives affect our worldview: while many of us see those posts as sources of inspiration (“If they can do it, we can do it too!”), those people see them as insults (“Successful people just got lucky and everybody else will fail so they must NEVER even TRY!”).

While they mean well by trying to point out the problems that poor people face, by degrading and demeaning the message from inspirational posts they do far more harm than good. The end result is that they’re discouraging the poor by implying that they can NEVER rise above poverty, and that they are so weak and helpless that they can never earn prosperity unless somebody gives them charity.

[Read more…]

True Wealth is Earned

November 4, 2015 by Ray L. Leave a Comment

quote true wealth is never stolen nor given to you as alms it is earned yourwealthymind your wealthy mind

quote true wealth is never stolen nor given to you as alms it is earned yourwealthymind your wealthy mind

True Wealth is never stolen nor given to you as alms… it is EARNED.

ang kayamanan ay hindi ninanakaw o nililimos ito'y pinagsisikapan yourwealthymind your wealthy mind

Ang kayamanan ay hindi ninanakaw o nililimos… ito’y PINAGSISIKAPAN.

Bakit Pumapalya Minsan ang Financial Education (And Parabula ng Nagtatanim)

October 27, 2015 by Ray L. Leave a Comment

why financial education fails yourwealthymind your wealthy mind
English Version (Click Here)

Sa dati kong naisulat (“The Rich vs Poor Myth: Ang Kayamanan ay hindi Ninanakaw; ito’y PINAGSISIKAPAN”), nasabi ko ang tungkol sa Philippine Poverty Rate na halos 26% na. Marami ang naghihirap, KAHIT HINDI NAMAN DAPAT MAGHIRAP.

Hindi lang din mga pulubi ang naghihirap. Kasama na rin ang mga middle class na naiipit sa “rat race” ng buhay. Tinatawag natin itong “isang kahig, isang tuka” o “living paycheck to paycheck.”

Ano nga ba ang solusyon? Ang isasagot naming mga finance bloggers ay Financial Education. Para sa karamihang walang pera o kasaganaan, ang solusyon ay PAG-ARALAN kung PAANO ito Pagsisikapan.

Pag-aralan kung paano gumawa ng “value” at oportunidad, gaya ng lahat ng mga nagsikap at yumaman (ipinaliwanag ko dito kung bakit).

Napakaraming success at finance books, seminars, government programs, at mga bloggers at manunulat na nagtuturo tungkol sa pagsisikap at pagaasenso… pero iilang lang ang mga gumagamit nito. Maibigay mo man ang PINAKAMAGALING na Wealth at Finance Training sa buong mundo, pwede ka pa ring mabigo sa pagpapasagana ng buhay ng iba.

Bakit?
[Read more…]

Why Financial Education Sometimes Fails (The Parable of the Sower)

October 26, 2015 by Ray L. Leave a Comment

why financial education fails yourwealthymind your wealthy mind
Tagalog Version (Click Here)

In my previous article (“The Rich vs. Poor Myth: Wealth never Stolen; it is EARNED”), I posted about the Philippine poverty rate of nearly 26%. There is poverty everywhere, EVEN WHEN THERE SHOULDN’T BE.

It’s not just the poor who suffer. Much of the middle class are stuck in the drudgery of the “rat race.” It’s what Filipinos call “isang kahig, isang tuka” (lit. “one scrape, one meal”) or a life of living paycheck to paycheck.

So what is the solution? Most finance bloggers like me would say it’s Financial Education. For many who lack money or prosperity, the solution is to simply LEARN how to EARN it.

Learn how to create value and opportunities, just like every rich person who ever lived (check this article to see why).

There are many success and finance books, seminars, government programs, and many bloggers and writers who write about wealth building… yet very few use it. You can give the BEST Wealth and Finance Training in the World but still fail horribly at enriching people’s lives.

Why?
[Read more…]

Isang Pangarap: Pasaganahin ang Mundo, Puksain ang Kahirapan

August 18, 2015 by Ray L. Leave a Comment

ang kayamanan ay hindi ninanakaw o nililimos ito'y pinagsisikapan yourwealthymind your wealthy mind
ENGLISH Version (Click Here)
“Ang edukasyon ang pinakamalakas na sandatang pwede mong gamitin para baguhin ang mundo.”
– Nelson Mandela

6pm o 7pm na kapag papauwi ako mula sa trabaho. Sa paglakad pauwi, napapadaan ako sa isang overpass na dinadaanan ng maraming tao.

Doon sa lapag, nakikita ko siya ilang beses kada linggo. Nakaupo sa daan, ang kaniyang mga binti ay nakatupi at nakatago sa maruming damit. Ang kaniyang balat ay marungis, buhok niya’y kulot at mahaba na sa kawalang-alaga, at ang kaniyang mukha ay hindi umiimik. Sa kamay niya ay may maruming plastic na baso, gamit na at itinapon ng iba, at palagi niya itong inaabot sa mga dumadaan. Tahimik lang siyang nanlilimos.

Naghuhulog ako ng limang-piso habang naglalakad pauwi.

Kada-linggo ilang beses ko siyang nakikita sa parehong lugar, parehong damit, at ganoon pa rin ang ginagawa. At naghuhulog uli ako ng limang-piso.

Linggo-linggo nakakakuha siya ng barya mula sa mga naglalakad. Linggo-linggo andoon lang siya. Magkano pa kaya ang kailangan nating ibigay para makabili siya ng maayos na damit? Magkano para makabili siya ng maayos na bahay? Magkano para makabili ng mabuting kabuhayan?
[Read more…]

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