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15 Minutes para sa Iyong Kinabukasan: Paano Mag-Budget at Mag-Invest para Magpayaman

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Kahit nakagawa na ako ng budget plan dati (Your Wealthy Mind Savings and Budget Plan), naisip ko na medyo mahirap iyon lalo na para sa mga nagsisimula pa lamang mag-alaga ng kanilang finances. Ang guide na ito ay para sa mga baguhan at ituturo nito kung paano mag-budget at mag-invest para magpayaman.

Paano nakakapagpabago ng buhay at nakapagbibigay ng napakaraming oportunidad ang isang simpleng budget plan? Basahin mo muna ito at matututunan mo kung paano. (Isang clue nga pala yun!)

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15 Minutes for Your Future: How to Budget and Invest to Get Rich

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Tagalog Version (Click Here)

Although I’ve made a budget plan before (Your Wealthy Mind Savings and Budget Plan), I thought that it might be a bit too difficult for those who just started taking care of their finances. This guide is intended for beginners and it will teach you how to budget and invest for wealth creation.

How can a mere budget plan that you can read in 15 minutes potentially change your life and bring you endless opportunities? Keep reading and you might just learn how. (That sentence was a clue by the way!)
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31 Self Improvement Tips para Magbago ng Kapalaran

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Gaya ng kapag naging bihasa ka sa laws of physics at aerodynamics kakayanin mong lumipad, kapag natutunan at naging bihasa ka sa mga tuntunin ng buhay, mas-marami kang makakamit kaysa sa iba. Kapag pangarap mong makamit ang lahat ng iyong makakaya, kailangan mong alamin itong 31 self improvement tips na ito:

 

Para sa Mas-mabuting Kinabukasan
  1. Maging responsable para sa iyong Kapalaran

Ano ang palaging ginagawa ng mga UNSUCCESSFUL? Palagi nilang sinisisi ang ibang tao at palagi silang may palusot, lalo na sa kanilang sariling kasalanan at masamang habits. Palaging ang boss nila, ang ekonomiya, o ang gubyerno ang may kasalanan. Dahil hindi nila inaamin ang SARILI nilang pagkakamali, hinihintay lang nilang magbago ang mundo at hindi nila naiintindihan na sila ang may kakayanang magpaasenso sa kanilang sarili. Kung pangarap mong umasenso, dapat alalahanin mo na IKAW ang responsable sa iyong kapalaran.

  1. Magtakda ng MALAKING Layunin

Sabi ko nga sa isa kong article, ang nabubuhay ng walang layunin ay nagsasayang ng buhay para sa wala. Kung inuubos mo ang panahon mo sa pag-aalala at pag-react sa mga problemang palagi na lang sumusulpot, malalaman mo na lang na nasa katapusan ka na pala ng buhay mo at nagsisisi na wala kang mabuting nakamit.

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31 Self Improvement Tips to change your Destiny

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Tagalog Version (Click Here)

Similar to how mastering the laws of physics and aerodynamics can allow you to fly, learning and mastering the laws of daily life will let you accomplish far more than those who don’t. If you wish to achieve your full potential, then here are 31 self improvement tips you should learn and remember:

 

For a Better Future
  1. Take Responsibility for Your Life

What do most UNSUCCESSFUL people have in common? They love blaming others and making excuses, especially for their own mistakes and bad habits. It’s always their boss’ fault, the economy’s fault, their government’s fault. Since they never admit to their OWN faults, they keep waiting for the world to change and they never realize that they personally hold the key to bettering their lives. If you want to someday become successful, then you must remember that YOU are the only one in charge of your destiny.

  1. Set BIG Goals

Like I said in a previous article, those who live without setting any definite goals waste their lifetimes achieving nothing worthwhile. If you spend your time worrying and reacting to the problems that keep popping up every now and then, you’ll wake up on your deathbed realizing and regretting that you’ve never really lived.

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Paano Magtipid ng Pera: Tatlong Masamang Mindset na Kailangang Iwasan

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Isipin mong may robot na palaging bumabangga sa mga bato, pader, at nahuhulog palagi sa bangin habang nagtratrabaho sa isang lugar. Dahil sa naka-program na pattern na iyon, nasisira ang robot at kailangan siyang ayusin linggo linggo. Kahit alam ng robot na masamang masira, hindi niya mapigilan ang sarili niya dahil ganoon ang pagkaprogram sa kanya. Ganoon din tayong mga tao at kailangan nating maintindihan iyon para matutunan natin kung paano magtipid ng pera:

Kapag binago natin ang “bad programming” na nagdudulot ng pag-aksaya sa pera, mapipigilan natin ang paninira sa ating kinabukasan.

“Ang kasiyahan ng karamihan ay hindi naglalaho dahil sa malalaking trahedya o pagkakamali, pero sa paguulit-ulit ng mga maliliit na bagay na nakasisira dito.” – Ernest Dimnet

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