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Your Wealthy Mind

Because Ideas Change Lives

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Upcoming Travel and Adventure Blog!

August 29, 2019 by Ray L. 2 Comments

Upcoming Travel and Adventure Blog your wealthy mind
Tagalog Version (Click Here)

You learn a lot of things when you travel. You get to meet different kinds of people, experience different cultures, and get into all sorts of situations. Sometimes you get into some uncomfortable situations, like a storm hitting your mountain camp, or you explore a crowded temple in the heat of noon, but you’ll look back on the experience with a sense of accomplishment and adventure. Then you’ll start planning your next travel destination.


My parents used to take me to all sorts of places when I was younger. My dad was an officer in the army before he died, so when we visit him on his deployment, we got to travel to some very unique places. One of my fondest childhood memories was the time he and his men took me through a flooded, bat-filled cave a few kilometers long, the time he took me to a beach with corals full of brittle stars and transparent sea cucumbers, and those times he let me play in his camp’s training grounds deep in the jungle.

batolusong assault your wealthy mind
Mt. Batolusong Assault.

Aside from my dad who traveled due to his duties, my mom also loved going to all sorts of places. While my dad took me to exotic jungles, my mom took me to scenic beaches and beautiful historic locations across the Philippines and abroad.

vietnam walking street your wealthy mind
Bui Vien Walking Street in Vietnam.
wat pho your wealthy mind
A temple within Wat Pho in Thailand.

Thanks to both of my parents, I’ve grown to love nature and adventure.

I personally love to travel, and considering the places I’ve been to and how many more I’ll travel in the future (especially since I’m a guide at a hiking company), I do have some tips and tricks that can help you if YOU decide to travel to those places yourself. 

Whether you’re going hiking through the muddy mountains and jungles of Batangas and Rizal, or you’re going to walk the narrow and crowded streets of Manila, Bangkok, or other countries, I’ll share with you some travel tips that would hopefully help make YOUR trip more enjoyable.

[Read more…]

What’s the Difference Between Traders and Investors?

August 21, 2019 by Ray L. 1 Comment

Difference Between Traders and Investors your wealthy mind
Tagalog Version (Click Here)

You have probably heard some people you know talk about what stocks to buy or sell or what mutual funds to invest in. You’ve heard some people suggest looking at the charts and “P/E ratios”, buying when it dips to a certain price and selling when it reaches another, but you may have also heard some people suggest buying certain well known investments and holding on to them for 20 years or more.

What should you really do?

Well, it depends. Do you want to trade and try to make money now, or do you want to invest for the long term? (You can still do both of course.) If you can’t decide or if you’re just learning how to invest and you’re wondering what’s the difference between traders and investors, then you’re in luck! We’ll talk about that here!

[Read more…]

3 Short Lessons About What Life Gives Us

August 15, 2019 by Ray L. 1 Comment

3 Short Lessons About What Life Gives Us your wealthy mind
Tagalog Version (Click Here)

Self-improvement and self-help books usually contain some incredibly valuable lessons, and I remember one from a poem that I’ve seen in several of them. It’s called “My Wage” by Jessie B. Rittenhouse, and that will be the subject of our lesson today.


“My Wage” by Jessie B. Rittenhouse

I bargained with Life for a penny,
And Life would pay no more,
However I begged at evening
When I counted my scanty store;

For Life is a just employer,
He gives you what you ask,
But once you have set the wages,
Why, you must bear the task.

I worked for a menial’s hire,
Only to learn, dismayed,
That any wage I had asked of Life,
Life would have gladly paid!


I’m sure you were able to understand the lesson that Jessie has been trying to teach. Life gives us what we ask of it, therefore we shouldn’t limit our dreams. There’s another very famous quote that illustrates that lesson and you can find it in the bible:

[Read more…]

20 Quotes about Hope (for when things seem Hopeless)

August 8, 2019 by Ray L. 1 Comment

20 Quotes about Hope for when things seem Hopeless your wealthy mind
Tagalog Version (Click Here)

There will be times when our problems seem too much for us to handle. Times when all hope seems lost, we’ve suffered more than enough, and it feels like it will be much easier to just give up and just stop everything.

Unfortunately, there are some things we just can’t or shouldn’t give up on, and we need to keep going until the bitter end. Our family has been going through tough times lately because of a certain corporation’s plans, and their project will severely harm our family’s quality of life. We’ve been going through so much stress thanks to them. Still, even though they intend to continue the project that would despite the harm that they’ll cause, we will not give up.

For tough times like these, here are a few quotes I found that can reignite your sense of hope. When you’re going through difficult problems, I hope they’ll inspire you to keep fighting until the very end.


They say a person needs just three things to be truly happy in this world: someone to love, something to do, and something to hope for.

— Tom Bodett

Do not spoil what you have by desiring what you have not; remember that what you now have was once among the things you only hoped for.

― Epicurus

We dream to give ourselves hope. To stop dreaming – well, that’s like saying you can never change your fate.

― Amy Tan

The road that is built in hope is more pleasant to the traveler than the road built in despair, even though they both lead to the same destination.

― Marion Zimmer Bradley

We must free ourselves of the hope that the sea will ever rest. We must learn to sail in high winds.

— Aristotle Onassis
[Read more…]

The Time Some People Tried to Scam Me…

August 1, 2019 by Ray L. 1 Comment

The Time Some People Tried to Scam Me your wealthy mind
Tagalog Version (Click Here)

Before I travel to any new country, I always check for common scams and crimes that my family and I should watch out for. From taxis with overcharging meters, pickpockets, and overpriced bar scams, criminals use all sorts of ploys to grab some quick cash from unsuspecting victims. For this article, I’ll tell you about one time some people tried to scam me when I was way younger.

Looking back at it. there were so many things wrong with their attempt that I don’t know if they ever fooled anyone with it. It was still a very interesting experience, however, so I wanted to share it with you all.

The time some people tried to scam me…

I was a young and innocent college freshman when it happened, and I remember because I was still carrying that big green plastic duffel bag that I first used college. I was a sheltered scholar boy less than a year out of high school back then so although I knew there were scammers out there, I never thought any of them would try to target me. After all, I was just some poor financial aid scholar, not some rich tourist or businessman.

Anyway, I remember that on the day it happened, I got out of class very early on that hot and dry summer afternoon. I was already at the last section of my commute home, and I only needed to walk a few minutes to get to my home. It was around 1pm at that time so although I was walking along a busy highway near a mall, there weren’t a lot of people around.

Midway through crossing a concrete bridge on the way to my house, an old man wearing a baseball cap, a t-shirt, and denim shorts started walking alongside me and said…

“Hey, did you see the foreigner who dropped that gold ring?”

That was the start of the clumsiest scam attempt I have ever experienced.

[Read more…]
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