Your Wealthy Mind - Page 4 of 53 - Because Ideas Change Lives

Start Planning for Life AFTER Quarantine

April 18, 2020 by Ray L. Leave a Comment

Tagalog Version (Click Here)

It has already been over a month since our government ordered an enhanced community quarantine (ECQ) in our area, and we have several days to go before it ends on April 30th (if it doesn’t get extended). Research said that it takes around 21 days to get a new habit so by now most people have already settled into daily routines designed around the ECQ.

We have to remember, however, that this pandemic will NOT last forever. Aside from a lot of us returning to office work and students returning to school, we’ll still need to finish the things that we needed to do before this all happened.

While I’d personally recommend that we continue to practice social distancing and go out only when necessary, we have to start planning for the work that needs to be done after the quarantine ends. Are there things that you need to do for your job, business, or your household soon? Do you have licenses, clearances or registrations that you need to get or renew? Start planning for them now while we still have some time!

Here’s a quick list of ideas based on what I plan to do once the restrictions have been lifted.

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How to Pay Bills Online Using GCash

April 1, 2020 by Ray L. 5 Comments

Tagalog Version (Click Here)

With the Covid-19 pandemic spreading and with most places in the Philippines going under enhanced community quarantine, going out to pay your bills has gotten much riskier.

There’s a way to make things easier and safer though, and that is by learning how to pay bills online! From the comfort of your own home, you can pay your water, electricity, and other utility and government bills on your smartphone through GCash. If you already registered for an account (read our guide for that here on this link), then here’s a short guide about how you can pay bills there.

First off, make sure to deposit (“cash-in”) enough money in your GCash account. Just use the nearest TouchPay machine, accredited GCash partner, or link your BPI or Unionbank account to deposit funds. Once you’ve added enough, here’s how to pay your bills on the app.

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3 Ways to Reduce the Risk and Protect Yourself from Covid-19

March 14, 2020 by Ray L. Leave a Comment

*This article contains affiliate links.

Tagalog Version (Click Here)

Getting seriously ill from Covid-19 is not just a major inconvenience or a gigantic financial drain, it’s also potentially life threatening especially for those who are weak and/or elderly. With this new coronavirus going around and spreading like wildfire, it’s best to do everything we can to minimize the risk and stay healthy.

You may have already read these tips all over social media before, but it’s best to revisit them and remember. After all, it’s not just your health that’s at risk, but those of your parents and grandparents too.

[Notice: For the latest official news from the World Health Organization (WHO) regarding Covid-19, click this link!]

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How to use GCash: How to register and link accounts

February 15, 2020 by Ray L. 5 Comments

Disclaimer: This is NOT a promoted or paid post. A few people asked me how they can pay for stuff online but they didn’t have a debit or credit card, so I did some research and found out about GCash. I decided to try it myself and write about it here.

Tagalog Version (Click Here)

I don’t know about you, but I hate waiting in line. If I need to pay bills or send money, I have to walk all the way to a Bayad Center branch or a service provider’s store, grab a form and write on it, and spend a long time waiting behind a dozen or so people all paying their bills and stuff. When I need to buy some prepaid load, I have to look for a shop that sells it, pay for the load PLUS a small fee. It’s really such a hassle.

Thankfully, there’s an easier and FASTER way to do all that. No need to wait in line. If I need to pay bills, buy load, or send money, I can do it at home or while I’m sitting around in a coffee shop reading. Ever since I started my GCash account, I used it to pay our family’s bills, my SSS contributions, and buy prepaid load. Since there’s usually no line at the TouchPay machine, I just add money to my GCash account whenever I need to pay for something later on.

If you want to pay bills, send and receive money, buy load, shop online, and do a lot of other stuff from the comfort of your own home using just your smartphone or tablet, then read this guide to learn how to use GCash!

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AFPSLAI Dividend Schedule for 2020

January 29, 2020 by Ray L. 29 Comments

UPDATE: AFPSLAI Dividend Schedule 2021, CLICK HERE!

UPDATE: Due to the covid-19 pandemic, there’s a lot of things that you should know. First off, the EDA now is 13% (3.25% for the first quarter of 2020). Second, 2020’s first quarter April schedule has been delayed due to the quarantine. Third, there will be contact tracing and social distancing when you enter the premises.

Update (8/19/2020): EDA for the second quarter of 2020 is 9% per annum according to their announcement on this link.

Update (12/9/2020): EDA for the third quarter of 2020 is still 9% per annum or 2.25% per quarter.

AFPSLAI‘s Capital Contribution Account (CCA) is, in my opinion, one of the best investment vehicles for members of the AFP (Armed Forces of the Philippines) and their families or beneficiaries. Investors, both regular and associate, get a rather large dividend payout that’s released every 4th Monday of the month following every quarter (April, July, October, and January). While it’s unfortunate that they no longer accept new associate members (families of AFP personnel), I do believe they still accept new regular members from the AFP.

One thing to remember is that there’s a LOT of people queuing up every dividend release. I usually get there at 8 a.m., get my number (in the hundreds), and get my transaction by 2 p.m. or later. Since it takes so long, it would be terrible if you wake up early, commute to your nearest branch, and find out that it’s not your scheduled date.

If you’re a member of AFPSLAI and you want to know their expected dividend advance schedule this 2020, then check out their schedule on the image below:

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