knowledge

Tips on How to Start an Online Investment Account

October 23, 2018 by Ray L. 2 Comments

Tagalog Version (Click Here)

In the past few years, a lot of Filipinos are becoming more and more interested in saving and investing money and I’ve also noticed more and more Filipino personal finance and investing books popping up at the local bookstore. Just last week my OFW (Overseas Filipino Worker) uncle who lives in America came over to visit and he told me he was going to start an investment account on a popular Philippine online stock broker. He had a lot of questions, and I was happy to answer him and teach the basics.

Read more here:

While talking to my uncle, I remembered that while he is comfortable with online registration and all that, a lot of older Filipinos aren’t really tech savvy and could fall prey to online scams. Here are some tips for you if you’re thinking of registering for an online investment or brokerage account.

[Read more…]

Ano ang Diversification at Paano Protektahan ang Iyong Investment Portfolio

July 17, 2018 by Ray L. Leave a Comment

English Version (Click Here)

May popular na kasabihan tungkol sa investing na “you must never put all your eggs in one basket”. Huwag mong ilalagay ang lahat ng iyong itlog sa iisang bayong. Tama nga naman. Kapag nahulog mo ang bayong na iyon, pwedeng mabasag ang LAHAT ng dala mong itlog. Katumbas noon, mainam na hindi mo ilalagay ang LAHAT ng pera mo sa iisang investment lamang. Kapag pumalya ang investment na iyon, pwede kang mawalan ng napakaraming pera.

Paano mo ngayon proprotektahan ang pera mo para sa investment? Simple. Dapat matutunan mong i-diversify ang iyong portfolio! Kaysa ilagay mo ang LAHAT ng pera mo sa IISANG investment lamang (isang kumpanya, isang klase ng investment, atbp.), mag-invest ka sa MARAMI!

Narito ang tatlong simpleng paraaan para gamitin ang diversification upang protektahan ang pera mo sa para sa mga investment.

[Read more…]

What is Diversification and How to Protect Your Investment Portfolio

July 17, 2018 by Ray L. 2 Comments

Tagalog Version (Click Here)

There’s a famous investing proverb that says you must never put all your eggs in one basket. It makes sense. If you drop that one basket, you can lose ALL your eggs. Similar to that, it’s wise to NOT put all your cash in just one investment. If that particular investment fails, you can lose a LOT of money.

So how do you protect your investment money? Simple. You must learn to diversify your portfolio! Instead of putting ALL your money in just ONE investment (one company, one kind of investment, etc.), you have to invest in MANY!

Here are three simple ways to use diversification to protect your investment money.

[Read more…]

7 Best Growth Mindset Habits That Will Help You Achieve Great Things

June 28, 2018 by Contributor Leave a Comment

*Contributed by Brenda Berg.

Growth mindset is a belief that your skills and qualities can be improved and changed for the better. It means that you are keeping your mind open to new things and possibilities. Fixed mindset, on the other hand, is holding you back – it means that you are not open-minded and not available for change and improvement.

People can have a growth mindset in some situations but fixed one in some. This is not necessarily wrong, but if you recognize a fixed mindset in some part of your life, you should change it.

Growth mindset is something that you can implement in your everyday life simply by learning certain habits and working on making them a permanent thing in your life.

Here are some of the habits that you should consider:

[Read more…]

Limang Mahalagang Libro Tungkol sa Pagnenegosyo na Kailangan Mong Basahin

May 1, 2018 by Ray L. Leave a Comment

English Version (Click Here)

*Ang article na ito ay naglalaman ng affiliate links.

Marami sa atin ang nangangarap magtayo ng sariling negosyo, kaso hindi natin alam kung saan tayo dapat magsimula. Marami rin sa atin ang mga negosyante na o executive ng isang kumpanya at naghahanap ng bagong paraan para pagbutihin ang negosyong pinapatakbo natin, pero wala na tayong idea kung ano ang susunod na dapat nating subukan.

Buti na lang, may isang mabuting paraan para makahanap ng direksyon at matuto ng iba pang kaalaman tungkol sa pagnenegosyo. Ito ay sa pagbabasa at pag-aaral ng kaalamang ibinabahagi sa atin ng mga eksperto. Kaysa magsayang tayo ng ilang taon sa pagsusubok at pagpalya, pwede tayong matuto mula sa karanasan ng iba. Narito ang limang mahalagang libro tungkol sa pagnenegosyo na kailangan mong basahin ngayon!

[Read more…]