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Your Wealthy Mind

Because Ideas Change Lives

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Home » wealth » Page 13

6 Quick Tips para Iwasan ang Sobrang Gastos at Magtipid ng Pera

June 7, 2016 by Ray L. 1 Comment

6 quick tips to avoid overspending and save money yourwealthymind your wealthy mind
English Version (Click Here)

Isa ka sa pinakamagaling sa iyong industriya at sinuswelduhan kang mabuti sa trabahong ginagawa mo, pero nauubos ba agad ang iyong sahod pagkatanggap mo pa lang nito? Nahihirapan ka bang maghawak ng pera sa huling linggo bago ang susunod na sahod? Palagi mo bang inaabangan ang susunod na sweldo? Kung ganoon nga, malamang napapasobra ka sa paggastos ng pera. Matapos pag-aralan ang basics ng personal finance gaya ng pag-iipon at pag-invest at kung paano magbayad ng utang, ito ang anim na payo para maiwasan ang sobrang gastos at magtipid ng pera!

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6 Quick Tips to Avoid Overspending and Save Money

June 7, 2016 by Ray L. 3 Comments

6 quick tips to avoid overspending and save money yourwealthymind your wealthy mind
Tagalog Version (Click Here)

You’re one of the best in your industry and you’re paid well for your work, but does most of your salary disappear right as you receive it? Do you struggle with your finances the week before payday? Do you always eagerly anticipate your next paycheck? If so, you probably spend too much of your money somehow. After learning the basics of personal finance like saving and investing as well as how to pay off your bad debts here are six quick tips to avoid overspending and save more money!

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Kung bakit hindi ka Papayamanin ng Gubyerno

April 20, 2016 by Ray L. 1 Comment

why the government won't make you rich yourwealthy mind your wealthy mind pixabay
English Version (Click Here)

Malapit nang maganap ang Philippine presidential elections at naaalala ko na may ibang nag-iisip na “kung hindi corrupt ang gubyerno mayaman na kami!” o “mahirap kami dahil hindi maayos ang gubyerno!” Sa mga ganitong panahon, ang ilang kandidato ay pinupuri bilang tigapagligtas na makakapagpabago sa bansa at malulutas nila agad ang mga problema ng sambayanan kapag sila’y naging presidente. Bilang side-effect nito, may ibang nagiisip na kapag nanalo ang kandidato nila at nagbago nga ang namumuno sa gubyerno, ang lahat din ng mga problema nila (pinansyal man o hindi) ay malulutas din.

Kahit totoo nga na ang korupsyon at iresponsabilidad sa gubyerno ay nakakasira ng kabuhayan ay kasaganaan ng sambayanan o nagpapahirap sa buhay, mali ang pag-iisip na kapag mas-mabuti na ang gubyerno ikaw ay biglaang aasenso mula trabahador at ika’y magiging bilyonaryo ng wala kang ginagawa. Magiging mas-mabuti nga ang kalagayan ng bansa (o magiging mas-masama), pero wala iyong ikabubuti sa kahit sino sa atin kapag wala tayong ginawa para sa ating sari-sariling kalagayan.

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Why the Government won’t make you Rich

April 20, 2016 by Ray L. Leave a Comment

why the government won't make you rich yourwealthy mind your wealthy mind pixabay
Tagalog Version (Click Here)

The Philippine presidential elections will happen VERY soon and I remember some people thinking “if the government wasn’t corrupt we’d be rich!” or “we are poor because the government is terrible!” During these times, some candidates are hailed by the their supporters as the “savior” who will change the Philippines and that all of the country’s problems will be solved instantly once they’re elected. As a side effect of this, some people appear to think that when their candidates win and the government changes, all their own personal problems (financial or otherwise) will be solved as well.

While it’s true that government corruption and irresponsibility can destroy the lives and welfare of an entire nation or, at the minimum, make everything more difficult, it’s a terrible mistake to think that having a better government will magically turn you from a simple laborer into a billionaire without you doing anything. The country might change for the better (or it might also change for the worse), but none of that will mean anything to any one of us unless we do something about our own personal situations.

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15 Minutes para sa Iyong Kinabukasan: Paano Mag-Budget at Mag-Invest para Magpayaman

March 1, 2016 by Ray L. 1 Comment

how to budget and invest for wealth creation pixabay your wealthy mind yourwealthymind
English Version (Click Here)

Kahit nakagawa na ako ng budget plan dati (Your Wealthy Mind Savings and Budget Plan), naisip ko na medyo mahirap iyon lalo na para sa mga nagsisimula pa lamang mag-alaga ng kanilang finances. Ang guide na ito ay para sa mga baguhan at ituturo nito kung paano mag-budget at mag-invest para magpayaman.

Paano nakakapagpabago ng buhay at nakapagbibigay ng napakaraming oportunidad ang isang simpleng budget plan? Basahin mo muna ito at matututunan mo kung paano. (Isang clue nga pala yun!)

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