wisdom

How to Pray for Solutions and Blessings

July 24, 2021 by Ray L. 1 Comment

Tagalog Version (Click Here)

When life feels completely overwhelming and nothing seems to work despite how desperately you struggle, sometimes there’s really not much you can do but sit down and pray. Fortunately, prayer and meditation actually does give a lot of physical and emotional benefits, and they may also lead you to the breakthrough you need.

To help you persevere during tough times, here’s a guide to help you calm your mind and seek help from a higher power.

More things are wrought by prayer than this world dreams.
Alfred Lord Tennyson

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Paano Iwasan ang Mga Online Scams

July 14, 2020 by Ray L. 1 Comment

English Version (Click Here)

*Ang article na ito ay naglalaman ng affiliate links.

Dahil sa covid-19 pandemic, naging mas mapanganib nang lumabas para gawin ang mga dati nating ginagawa, tulad ng pagpila at pagbayad ng mga bayarin sa mga Western Union o BayadCenter branches. Mahalagang matutunan kung paano magbayad ng bills online at paano magpadala at tumanggap ng pera sa internet dahil mas ligtas ito at mas madali.

Sa kasamaang palad, kahit alam nating iwasan ang mga scammers/modus at magnanakaw na nakapaligid sa mga ATM, shopping malls at mataong lugar, maraming Pilipino (lalo na ang mas matatandang henerasyon) ay hindi masyadong maalam sa mga modus o scam na nangyayari online. Narito ang maikling guide tungkol sa kung paano makita at maiwasan ang ilang mga phone at internet scams.

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How to Avoid Phone and Internet Scams

July 9, 2020 by Ray L. 2 Comments

Tagalog Version (Click Here)

*This article contains affiliate links.

Because of the covid-19 pandemic, it’s become more dangerous to go out and do things we once normally did, like line up to pay bills at the nearest Western Union or BayadCenter branch. Learning to pay bills as well as send and receive money online is very important as it helps keep us safe these days, and it’s also far more convenient.

Unfortunately though, while we know how to spot scammers and thieves hanging around ATMs, shopping malls and busy streets, a lot of Filipinos (especially the older generations) don’t know much about the kinds of scams that happen online. Here’s a short guide on how to spot most phone and internet scams.

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“Work Smarter, Not Harder” (Matalinong Diskarte, Hindi Pagpapagod): Tatlong Payo Tungkol sa Tagumpay at Pagsisikap

July 25, 2019 by Ray L. 1 Comment

English Version (Click Here)

Narinig mo na ba ang mga salitang “work smarter, not harder”? Gamitin ang utak sa trabaho kaysa magpagod lamang ng sarili? Nakatambay ako sa kapihan isang araw at narinig ko ang isang lalaking nagkukuwento tungkol sa mga pinaplano niyang negosyo sa kaniyang mga nakatatandang kasama. Mula real estate, online businesses, at vending machines, mabubuti ang kanyang mga naisip at naikuwentong idea.

Gayunpaman, naramdaman ko na masyado niya atang minamaliit ang panganib, at mukha ring wala siyang masyadong alam o experience sa pagnenegosyo. Baka mapahamak siya dahil doon. Sana magtagumpay siya sa mga pinaplano niyang gawin.

Noong kausap niya ang kanyang mga nakatatandang kakilala, paulit ulit niyang sinasabi ang mga salitang “work smart” at huwag mag-“work hard” lang, at kung paano walang yumayaman sa pagiging empleyado lamang (may paraan naman kung marunong kang mag-ipon at mag-invest nang mabuti). Salamat sa kanya, may naisip akong isulat ngayong linggong ito.

Ano nga ba ang ibig sabihin ng “work smarter, not harder”? Ito ang ilang payo namin para sa iyo!

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Work Smarter, Not Harder: Three Short Tips About Success and Productivity

July 25, 2019 by Ray L. 1 Comment

Tagalog Version (Click Here)

Have you ever heard the phrase “work smarter, not harder”? One day I was hanging out at a coffee shop and I overheard a young man talking to his older companions (potentially his relatives) about his potential business plans. From real estate, to online businesses, to vending machines, that man had a lot of decent business ideas.

Unfortunately, it felt like he was vastly underestimating the financial risks involved and it also seems like he has very little business knowledge and experience. That’s a recipe for disaster. I still hope he succeeds at whatever he plans to do though.

In any case, while he was talking to his older companions I heard him repeat the words “work smart” and “not work hard”, and how nobody gets rich being an employee (there IS a way if you know how to save and invest properly). It’s thanks to him that I got something I want to write about this week.

What does it mean to “work smarter” and not harder? We have three tips for you here!

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