wisdom

How to Avoid Phone and Internet Scams

July 9, 2020 by Ray L. 2 Comments

Tagalog Version (Click Here)

*This article contains affiliate links.

Because of the covid-19 pandemic, it’s become more dangerous to go out and do things we once normally did, like line up to pay bills at the nearest Western Union or BayadCenter branch. Learning to pay bills as well as send and receive money online is very important as it helps keep us safe these days, and it’s also far more convenient.

Unfortunately though, while we know how to spot scammers and thieves hanging around ATMs, shopping malls and busy streets, a lot of Filipinos (especially the older generations) don’t know much about the kinds of scams that happen online. Here’s a short guide on how to spot most phone and internet scams.

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“Work Smarter, Not Harder” (Matalinong Diskarte, Hindi Pagpapagod): Tatlong Payo Tungkol sa Tagumpay at Pagsisikap

July 25, 2019 by Ray L. 1 Comment

English Version (Click Here)

Narinig mo na ba ang mga salitang “work smarter, not harder”? Gamitin ang utak sa trabaho kaysa magpagod lamang ng sarili? Nakatambay ako sa kapihan isang araw at narinig ko ang isang lalaking nagkukuwento tungkol sa mga pinaplano niyang negosyo sa kaniyang mga nakatatandang kasama. Mula real estate, online businesses, at vending machines, mabubuti ang kanyang mga naisip at naikuwentong idea.

Gayunpaman, naramdaman ko na masyado niya atang minamaliit ang panganib, at mukha ring wala siyang masyadong alam o experience sa pagnenegosyo. Baka mapahamak siya dahil doon. Sana magtagumpay siya sa mga pinaplano niyang gawin.

Noong kausap niya ang kanyang mga nakatatandang kakilala, paulit ulit niyang sinasabi ang mga salitang “work smart” at huwag mag-“work hard” lang, at kung paano walang yumayaman sa pagiging empleyado lamang (may paraan naman kung marunong kang mag-ipon at mag-invest nang mabuti). Salamat sa kanya, may naisip akong isulat ngayong linggong ito.

Ano nga ba ang ibig sabihin ng “work smarter, not harder”? Ito ang ilang payo namin para sa iyo!

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Work Smarter, Not Harder: Three Short Tips About Success and Productivity

July 25, 2019 by Ray L. 1 Comment

Tagalog Version (Click Here)

Have you ever heard the phrase “work smarter, not harder”? One day I was hanging out at a coffee shop and I overheard a young man talking to his older companions (potentially his relatives) about his potential business plans. From real estate, to online businesses, to vending machines, that man had a lot of decent business ideas.

Unfortunately, it felt like he was vastly underestimating the financial risks involved and it also seems like he has very little business knowledge and experience. That’s a recipe for disaster. I still hope he succeeds at whatever he plans to do though.

In any case, while he was talking to his older companions I heard him repeat the words “work smart” and “not work hard”, and how nobody gets rich being an employee (there IS a way if you know how to save and invest properly). It’s thanks to him that I got something I want to write about this week.

What does it mean to “work smarter” and not harder? We have three tips for you here!

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Isang paraan para maging masaya: Matuwa sa pagmamay-ari ng iba

May 14, 2019 by Ray L. Leave a Comment

English Version (Click Here)

Sabi nga, walang hangganan ang pagiging mapagkamkam ng mga tao. Palagi nating hahangarin ang mas marami at mas maganda sa kung ano man ang mayroon tayo ngayon. Tama lang naman na gustuhin nating umasenso at mabuhay nang mas maginhawa. Ang tamang ambisyon nga naman ang dahilan kung bakit umaasenso ang mga tao at ito rin ang sanhi ng tagumpay.

Sa pagmamadali nating makakuha pa ng mas marami, pwede nating makalimutang pahalagahan ang mga nakukuha natin sa buhay. Maraming magagandang bagay sa paligid natin. Kung ang iniisip lang natin ay mga bagay na hinahangad natin at mga bagay na hindi natin nakakamit, mapapagod lang tayo at hindi natin mapapansin ang kagandahan sa buhay.

Narito ang isang napakahalagang aral mula kay Orison Swett Marden na dapat nating matutunan dahil pwedeng mapabuti nito ang ating buhay.

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A way to Happiness: Enjoying what others own

May 14, 2019 by Ray L. Leave a Comment

Tagalog Version (Click Here)

It’s said that human desire has no limits. We’ll always want more, more, and more, and we’ll always want something better than what we have now. Of course, it’s natural for all of us to want growth and improvement and to make our lives a little better. A healthy dose of ambition is how people progress, and it’s also the seed of success.

In our hurried desire for more, however, we might fail to appreciate what life has to offer. There are so many nice things going on all around us that, if we concentrate too much on the things we lack and the things we want to have, we might just stress ourselves out and never notice the beauty around us.

Here’s a very valuable lesson from Orison Swett Marden that we have to learn as it can make our lives a little bit better.

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